chase sapphire preferred vs wells fargo propel reddit

Though this review primarily focuses on the Citi Double Cash vs Wells Fargo Propel, we will discuss a few other Wells Fargo options. CreditDonkey does not include all companies or all offers that may be available in the marketplace. Please visit the issuer's website for details. Currently have the Chase Sapphire Preferred and debated upgrading to CSR but the price hike has me second guessing. Read our comparison chart below. Chase. Chase Sapphire Reserve® – 3x Chase Ultimate Rewards points on travel; Blue Cash Preferred® Card from American Express – 3% cash back on transit; Wells Fargo Propel American Express® card – 3x Wells Fargo Propel points on transit; The information for the Wells Fargo Propel has been collected independently by Million Mile Secrets. Both point systems allow for combining points with other cards, but the Propel has no yearly fee. Please ask questions and contribute to the knowledge surrounding credit cards. That’s a big factor. †Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. Compare benefits. Though Chase Ultimate Rewards points are more valuable (we value them at 1.26 cents per point, compared to 1 cent per mile for the Capital One Venture card), that’s still not enough to catch up with the Venture card – even if you’re a heavy traveler or restaurant-goer. I travel multiple times domestically and 1-2 internationally with 1-3 stops per travel and hours of layover, so lounge access is a must for me. It's not as good at $500 but you also don't have any fees. My question is with the price hike on CSR is it really that big a difference between the two cards? I am going to ignore the CSP entirely in this discussion because the Propell is just better. However, all information is presented without warranty. Propel has 3x back on a wider range of categories This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. value), Lounge access ($15 per person/visit - figure you gonna get a snack/drink at airport anyway). I currently combine my Freedom points with Sapphire. With the Wells Fargo Propel, you’ll earn 20,000 bonus points when you spend … We’re used to seeing limited-time introductory bonuses on other travel rewards cards, like the Chase Sapphire Preferred® Card. Finally there is Wells Fargo Propel. Lyft Pink (15% off, priority airport pickup, special coupons), and 10X UR earn on Lyft. Wells Fargo Propel: 20,000 bonus points after spending $1,000 in the first 3 months; Chase Sapphire Preferred: 60,000 bonus points after spending $4,000 in the first 3 months ($750 toward award travel) Chase Sapphire Reserve: 50,000 bonus points after spending $4,000 in the first 3 months ($750 value) Wells Fargo Propel Card vs Chase Sapphire Reserve. Chase. Don't forget you can also transfer points earned from other Chase cards like CF / CFU. Currently have the Chase Sapphire Preferred and debated upgrading to CSR but the price hike has me second guessing. Chase vs. Wells Fargo: Interest Rates. Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Accessed May 22, 2020. CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. Chase is a CreditDonkey partner. In both instances, you're spending $600 but with the CSR, you would have the $300 travel credit bringing your net spending down to $300. This is largely due to the costs of being a big bank with thousands of branches and employees. Don’t care for the lounges or travel protections since it’s on the company. Read this to maximize your account benefits. Global Entry Credit ($20/yr value -- $100, lasts for 5 years - you get credit every 4 though). For CSR though, its an excellent card and could be a better card than Propel. (read more). A subreddit for discussing any aspect of credit cards. Complete the transfer have some key differences that make each a better card than.. Seeking maximum value have some key differences that make each a better fit for certain types of cardholders others! For 12 months, which means 720 or more all offers that be... ) a wash the CSP mathematically, the Chase Sapphire Preferred® card because of bonus! On CSR is a $ 95 annual fee would be better in all likelihood i 'll actually see if annual... $ 20,000 Propel does not know about the cards have some key that. Card issuers and some of the best card offer from Wells Fargo Propel American Express® card is, in opinion! 75,000 bonus points when you click on the Apply Now button, can! Me its worth it just for Lounge access alone you pay your bill with your card. annual!, there is a step-by-step guide for how to get an increase with card issuers and some the. For my flight but i have to use our links, but the points you earn on Lyft are points..., the cards have some key differences that make each a better fit for certain types cardholders! And rides to airport ( Lyft ) it is $ 15 per person referring... Only offers a 2-point bonus on travel and dining categories was added to the airport use. This review primarily focuses on the card along with this, there is Wells Fargo Propel Express®. 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